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Direct Auto Insurance

Direct Auto Insurance

www.directauto.com
What is your customer experience with Direct Auto Insurance?

Direct Auto Insurance Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Direct Auto Insurance has a 3.1 star rating from 18 reviews, 50% would recommend; consumer sentiment is mostly neutral with mixed experiences on claims and service.

Key Takeaways for Future Customers

  • Check your policy closely and monitor automatic payments.
  • Expect mixed claims handling; keep records and follow up for refunds.
  • App and website access can be unreliable for billing and account management.

Negative Feedback / Risk Areas

  • Frequent billing errors and duplicate charges reported.
  • Slow or unresponsive customer service and claims adjusters.
  • Refund delays and cancellation disputes cited in Direct Auto Insurance reviews.

Positive Feedback

Some customers praise low price level and helpful claim reps in individual incidents. Claims resolution works well for a subset of users.

View full overview ›

Media from reviews

Direct Auto Insurance - I need to Claims
Direct Auto Insurance - I need to Claims - Image 2Direct Auto Insurance - I need to Claims - Image 3Direct Auto Insurance - I need to Claims - Image 4Direct Auto Insurance - 24015**** claim for fenceDirect Auto Insurance - 24015**** claim for fence - Image 2Direct Auto Insurance - 24015**** claim for fence - Image 3
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Shellyann W

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Cancel insurance still took the money from my account

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We canceled the policy and they still took my money. I need my money immediately.

I've been scammed.

I removed my card on file and yet they still somehow found it and stole my money. I need what is mine; this is crazy.

Loss:
$255
Cons:
  • Scam

Preferred solution: Full refund

View full review
Vincenzo P Mkx
map-marker Louisville, Kentucky

Billing

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I cancelled my policy in April... I was assured that no more automatic payments would be charged to my credit card...

And I just got an email thanking me for my $128 payment for july...you owe me 3 months of payments ... Stop taking my money !!!...

Loss:
$385
Pros:
  • Cheap

Preferred solution: Full refund

User's recommendation: Do not have automatic payments taken out

View full review
Anonymous
map-marker Lakeland, Florida

Cancel policy

I cancelled my policy on June 6, 2026 and got a new policy with Progressive on the 5th and you still charged my account $235 on June 24!! I have my bank looking into the charge.I called and you stated Direct would send me a check for the mistake.I canceled the policy at 10:16 on June 6th,i have the phone call,please respond!!!

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TYLER R Gha

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Knoxville, Tennessee

I called Friday about making payment...

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AI Highlights
  • - Family added to plan, price up to 329.00/month.
  • - Policy went to 115 this month (was 186); 125 thereafter; supervisor call requested.

I called Friday about making payment today for 115.00 because your company messed my plan up and put everyone in my family on my plan. I was supposed to be the only person, which raised my price to 329.00 a month.

That's a breach of contract. I already had this worked out where I was paying today, but not 300. I don’t owe that; my policy was 186, then they dropped it to 115 this month. The after is 125 a month.

I need a supervisor to call me immediately because I planned on paying today when my disability check hit.

I'll call back if a supervisor doesn't reach out because your agent fraudulently added all members of my family to my policy. That's fraudulent and a breach of contract, and I have witnesses that listened to the call.

Loss:
$24

Preferred solution: Price reduction

User's recommendation: Make sure u check ur policy

View full review
1 comment
Guest

Other licensed drivers in the same household (and their driving records) will affect the premium cost. Some insurance companies will underwrite a policy for only the one driver, but you need to let them know the names and driver IDs prior to them quoting/initiating a policy.

Mataya Hlr
map-marker Huntsville, Alabama

Someone or something hit my truck last night

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Someone or something hit my truck yesterday while I was in the hospital but direct auto is helping take care of it. The customer service representative did a very good job with responding to what happened.

Preferred solution: My truck fixed

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Robito D

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Miami, Florida

About two payment

AI Highlights
  • - Charged twice for the same auto insurance payment.
  • - Request refund to the original payment method.
  • - Policy: 203307****; Date: 02/06/2026.

Hello, I need help with my billing.

I was charged twice for the same auto insurance payment.

Please check my account and issue a refund for the duplicate charge back to my original payment method.

My policy number is: [203307****]

The payment dates are: [02/06/2026]

View full review
Leola N

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I feel like I I was dealt very harshly by the companies as well as the representatives of the company.

AI Highlights
  • - Dialed 1-800-SAFE-AUTO; Direct Auto answered.
  • - I got a quote and bought the policy.
  • - Fees appeared: $24 late fee; $39 app fee.

So a couple of months ago, I made a phone call thinking I was calling Sato by dialing the 1-800-SAFE-AUTO number. The voice on the other end answered Direct Auto.

We had a small conversation about that, which was fine. I told her I was interested in getting insurance. She gave me a quote, and I decided to do it. However, the next month, I was late, and there was a $24 late fee, which is understandable.

The late fee fell on the next month's bill, which I paid two days earlier than the due date. But they counted me late because I paid with a debit card instead of the ACH. When they tried to do it on the third, it didn't go through, and they counted that as being late. When I called them, they explained it, and wait, I did not understand.

Next thing I knew, there was a $39 late fee on my app when I opened it. When I called about that, they were rude. Then I happened to look at the app, and they said that I had ordered a tow truck and stuff, which I didn't because I was home all that day. The next thing I know, I looked again a couple of days later, and they said, 'Sorry to see you go, but you haven't paid that late fee yet.' Not only that, when I paid it on the third, I paid it because I was trying to get my amount pushed back as far as I could because I'm on a fixed income since I'm retired, and it doesn't fall into my bank account until the third Wednesday of each month.

But because I'm on Charlie, I get it five days early, and I want to see how close to that date I can get it. The customer representative said, 'If you pay the bill, I can push it for you.' So I paid the bill while he was on the phone, and then he said he could not do it after that.

Loss:
$211
Cons:
  • I just feel like i was lied lied to by the customer service representatives

Preferred solution: Full refund

User's recommendation: I would recommend that nobody uses this insurance company

View full review
eteTTeresa n Gcy

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Change primary driver

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AI Highlights
  • - Primary on policy; license expires 23rd.
  • - Moved to Mississippi; needs a DL and birth cert; excluded driver status and partner keeping policy.

I am the primary on our policy, but my license is set to expire on the 23rd of this month. Can I be an excluded driver, and can my partner keep the policy?

It is his vehicle too. Thanks.

I have to get a new Mississippi DL; I just moved here and I'm waiting to get my birth certificate now. Thanks and go.

Pros:
  • Are nice
Cons:
  • Are hard to reach sometimes

Preferred solution: My policy updated cause my license will expire on the 13 th of October make my partner the primary on our policy

User's recommendation: Always make sure you pay ur bill they are great ppl there

View full review
Joan T Rmo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

App and website is not working

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AI Highlights
  • - Direct Auto Insurance contacted me; I could access app.
  • - The app and website won't log in and spin.
  • - Payment is due; I need to access my account.

Update: Direct Auto Insurance got in touch with me, and shortly after, I was able to get on the app. I've been trying to get to my account for days, but your app and your website will not log in.

It just spins and spins. I've tried reinstalling it, I've tried restarting my phone, and nothing works.

My payment is due, and I want to get to my account. Joan Taylor, Hubert, NC.

User's recommendation: I highly recommend Direct Insurance

View full review
Chaimongkol A

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Hinesville, Georgia

I need to Claims

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AI Highlights
  • - Crash at Walmart parking lot on 03/20/2025.
  • - Policy 202686**** and car QHGW05 belong to Brandon Scott.
  • - Girlfriend drove the car; scooter MYUE53.
Direct Auto Insurance - I need to Claims
Direct Auto Insurance - I need to Claims - Image 2
Direct Auto Insurance - I need to Claims - Image 3
Direct Auto Insurance - I need to Claims - Image 4

I need to claims because Mr. Brandon Scott his policy number is 202686**** his car plate is QHGW05.

When I went in walmart(7500 66th St N Florida) his girlfriend drove his car hit my scooter plate number is MYUE53 at walmart parking lot. When I went back out we talked and call officer name Justin Russell.The officer already recode and gave me the paper for contract the insurance compay for claims.

Date of crash 03/20/2025 Time 7.16 Pm. Agency case number is 25-01****.

Best regards

Loss:
$1000
Cons:
  • Lose and damage

Preferred solution: Full refund

User's recommendation: Should have more ways for contract.

View full review
Dave P Jls

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I've never had a way 5 I'm 6 hours to get my tire changed this is unacceptable thanks

I've been waiting here since 7:02 a.m. I'm at 74-year-old man and nobody will come and change my tire thank you Mr poston

Loss:
$43

Preferred solution: Full refund

View full review
Johnjoseph Zrh

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Accident

AI Highlights
  • - I was crossing 441 N from 21 NW when a car hit me, the driver said his light was red.
  • - Police told me to contact his insurer to fix the car.

Pandan map soti nan 21 nw la limyé vè pou mwen map traverse pou mwen 441 N pandan mwen preske finn traverse epi genyen machinn ki soti nan yon intersection 21 nw la li vinn frape avè mwen tan diske limyè li a roug se konsa sa tepase après mwen te rele police yo vini yo di mwen rele asurance li a pou li te ranje machine pou mwen.

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Steven R Gmk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Did not know that you go through a third party

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AI Highlights
  • - There is no 24-hour live support.
  • - I pay $236/mo to a second party, and they say I paid $150 because it goes to them.

Really sucks at you guys don't have a 24-hour system where you could talk to someone live and on top of that I found out that you go through a second party I pay $236 a month and they told me I only paid $150 cuz it goes to them that's not right why am I paying for another company that is not insurance my cars I'd like to know

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Insurance Expert Talks

Insurance Claims Tips: What Red Flags to Watch Out

Insurance Claims Tips: What Red Flags to Watch Out

Insurance claims, insurance fraud & why you might need a public adjuster. Watch our video interview with Vince Perri, CEO of Commercial Claims Show, get expert tips on how to file insurance claims and get the settlement.

Read full article
Vince Perri
Vince Perri

Vince Perri is a Expert Claims Adjuster and CEO of Commercial Claims Advocate. He has over 14 years of experience in handling large commercial losses and complex residential insurance claims.

Sandor Gte

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Report a claim

on June 1, I ensure for direct insurance was driving. It had an accident and damage part of my property and I would like to make a report and a claim.

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Alessandra M Hbc

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Jacksonville, Florida

Claims auto acident

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The other car hit me from behind when I was turning left. I don't remember very clearly, but I did everything correctly when turning left.

Pros:
  • Was a faster resolution
Cons:
  • Long time on phone to be answered

Preferred solution: I want things to be resolved quickly about the situation

View full review
Alessandra M Hbc

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Claims auto acident

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The car hit behind me when I was turning to the left, I dont know what really happened because I did the right thing, I gave the turning light to the left and breaking before the turn.

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